Call reports 2003
BNY MELLON TRUST OF DELAWARE — 2003
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 410,539,000 | 409,160,000 | 402,390,000 | 452,746,000 |
| Total loans | 170,004,000 | 157,760,000 | 179,506,000 | 170,953,000 |
| Allowance for loan losses | 2,602,000 | 2,554,000 | 2,414,000 | 2,328,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,762,000 | 107,714,000 | 75,319,000 | 134,929,000 |
| Interest-bearing deposits | 30,800,000 | 30,682,000 | 30,426,000 | 30,285,000 |
| Noninterest-bearing deposits | 84,962,000 | 77,032,000 | 44,893,000 | 104,644,000 |
| Equity capital | 41,478,000 | 44,281,000 | 41,827,000 | 43,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,623,000 | 8,990,000 | 13,582,000 | 19,206,000 |
| Interest expense | 1,928,000 | 3,757,000 | 5,582,000 | 7,421,000 |
| Net interest income | 2,695,000 | 5,233,000 | 8,000,000 | 11,785,000 |
| Noninterest income | 10,199,000 | 20,461,000 | 30,244,000 | 37,106,000 |
| Noninterest expense | 9,305,000 | 17,284,000 | 25,455,000 | 32,050,000 |
| Provision for loan losses | 272,000 | 698,000 | 1,097,000 | 1,703,000 |
| Pretax income | 3,317,000 | 7,712,000 | 11,692,000 | 15,138,000 |
| Income tax | 1,181,000 | 2,773,000 | 4,207,000 | 5,495,000 |
| Net income | 2,136,000 | 4,939,000 | 7,485,000 | 9,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,821,000 | 41,624,000 | 39,170,000 | 41,328,000 |
| Total capital | 49,423,000 | 52,178,000 | 49,584,000 | 43,656,000 |
| Risk-weighted assets | 236,760,000 | 231,517,000 | 244,012,000 | 247,347,000 |