Call reports 2002
BNY MELLON TRUST OF DELAWARE — 2002
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 493,340,000 | 448,055,000 | 419,201,000 | 434,176,000 |
| Total loans | 235,302,000 | 215,317,000 | 201,522,000 | 184,495,000 |
| Allowance for loan losses | 3,405,000 | 3,405,000 | 3,033,000 | 2,783,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,843,000 | 59,835,000 | 71,060,000 | 77,656,000 |
| Interest-bearing deposits | 30,628,000 | 30,791,000 | 30,970,000 | 30,896,000 |
| Noninterest-bearing deposits | 82,215,000 | 29,044,000 | 40,090,000 | 46,760,000 |
| Equity capital | 52,057,000 | 54,929,000 | 47,985,000 | 39,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,209,000 | 11,955,000 | 17,784,000 | 23,191,000 |
| Interest expense | 2,149,000 | 4,385,000 | 6,792,000 | 9,070,000 |
| Net interest income | 4,060,000 | 7,570,000 | 10,992,000 | 14,121,000 |
| Noninterest income | 9,434,000 | 18,892,000 | 28,358,000 | 37,190,000 |
| Noninterest expense | 8,217,000 | 16,068,000 | 23,847,000 | 31,952,000 |
| Provision for loan losses | 653,000 | 1,263,000 | 1,569,000 | 1,696,000 |
| Pretax income | 4,624,000 | 9,131,000 | 13,934,000 | 17,663,000 |
| Income tax | 1,679,000 | 3,312,000 | 5,060,000 | 6,432,000 |
| Net income | 2,945,000 | 5,819,000 | 8,874,000 | 11,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,401,000 | 52,273,000 | 45,329,000 | 36,685,000 |
| Total capital | 68,806,000 | 71,678,000 | 64,362,000 | 47,468,000 |
| Risk-weighted assets | 307,089,000 | 279,442,000 | 264,902,000 | 254,520,000 |