Call reports 2007
MILLS COUNTY BANK, NATIONAL ASSOCIATION — 2007
What MILLS COUNTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,171,000 | 34,140,000 | 34,392,000 | 33,982,000 |
| Total loans | 18,686,000 | 18,087,000 | 19,609,000 | 19,839,000 |
| Allowance for loan losses | 282,000 | 282,000 | 275,000 | 272,000 |
| Securities available for sale | 9,973,000 | 9,925,000 | 9,446,000 | 7,507,000 |
| Securities held to maturity | 1,190,000 | 1,387,000 | 1,352,000 | 1,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,894,000 | 30,846,000 | 29,316,000 | 30,382,000 |
| Interest-bearing deposits | 25,980,000 | 25,624,000 | 23,675,000 | 24,780,000 |
| Noninterest-bearing deposits | 4,914,000 | 5,222,000 | 5,641,000 | 5,602,000 |
| Equity capital | 3,176,000 | 3,164,000 | 3,342,000 | 3,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,007,000 | 1,519,000 | 2,056,000 |
| Interest expense | 163,000 | 331,000 | 507,000 | 681,000 |
| Net interest income | 340,000 | 676,000 | 1,012,000 | 1,375,000 |
| Noninterest income | 129,000 | 310,000 | 459,000 | 598,000 |
| Noninterest expense | 418,000 | 846,000 | 1,236,000 | 1,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 140,000 | 235,000 | 347,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 10,000 |
| Net income | 48,000 | 134,000 | 226,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,252,000 | 3,282,000 | 3,346,000 | 3,456,000 |
| Total capital | 3,506,000 | 3,525,000 | 3,608,000 | 3,713,000 |
| Risk-weighted assets | 20,262,000 | 19,418,000 | 20,950,000 | 20,557,000 |