Call reports 2006
MILLS COUNTY BANK, NATIONAL ASSOCIATION — 2006
What MILLS COUNTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,926,000 | 34,887,000 | 34,057,000 | 34,119,000 |
| Total loans | 18,870,000 | 19,241,000 | 19,435,000 | 19,649,000 |
| Allowance for loan losses | 318,000 | 286,000 | 286,000 | 282,000 |
| Securities available for sale | 10,136,000 | 9,798,000 | 8,723,000 | 8,754,000 |
| Securities held to maturity | 1,576,000 | 1,554,000 | 1,330,000 | 1,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,944,000 | 30,160,000 | 30,886,000 | 30,573,000 |
| Interest-bearing deposits | 25,393,000 | 24,559,000 | 25,023,000 | 25,335,000 |
| Noninterest-bearing deposits | 5,551,000 | 5,601,000 | 5,863,000 | 5,238,000 |
| Equity capital | 2,909,000 | 2,898,000 | 3,032,000 | 3,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 968,000 | 1,442,000 | 1,936,000 |
| Interest expense | 116,000 | 255,000 | 406,000 | 569,000 |
| Net interest income | 360,000 | 713,000 | 1,036,000 | 1,367,000 |
| Noninterest income | 124,000 | 265,000 | 387,000 | 521,000 |
| Noninterest expense | 405,000 | 811,000 | 1,205,000 | 1,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 167,000 | 208,000 | 263,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 13,000 |
| Net income | 74,000 | 158,000 | 194,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,140,000 | 3,167,000 | 3,176,000 | 3,232,000 |
| Total capital | 3,395,000 | 3,428,000 | 3,438,000 | 3,496,000 |
| Risk-weighted assets | 20,401,000 | 20,824,000 | 20,921,000 | 21,077,000 |