Call reports 2004
MILLS COUNTY BANK, NATIONAL ASSOCIATION — 2004
What MILLS COUNTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,444,000 | 35,252,000 | 35,022,000 | 34,011,000 |
| Total loans | 19,470,000 | 20,020,000 | 20,329,000 | 19,347,000 |
| Allowance for loan losses | 360,000 | 353,000 | 347,000 | 321,000 |
| Securities available for sale | 6,819,000 | 9,275,000 | 7,849,000 | 8,099,000 |
| Securities held to maturity | 1,182,000 | 1,680,000 | 1,574,000 | 1,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,387,000 | 30,170,000 | 31,020,000 | 30,052,000 |
| Interest-bearing deposits | 25,305,000 | 24,673,000 | 25,797,000 | 24,441,000 |
| Noninterest-bearing deposits | 6,082,000 | 5,497,000 | 5,223,000 | 5,611,000 |
| Equity capital | 2,993,000 | 2,732,000 | 2,887,000 | 2,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 964,000 | 1,468,000 | 1,924,000 |
| Interest expense | 83,000 | 169,000 | 259,000 | 347,000 |
| Net interest income | 389,000 | 795,000 | 1,209,000 | 1,577,000 |
| Noninterest income | 143,000 | 317,000 | 482,000 | 665,000 |
| Noninterest expense | 491,000 | 977,000 | 1,426,000 | 1,915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 135,000 | 265,000 | 327,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 19,000 |
| Net income | 38,000 | 129,000 | 257,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,930,000 | 2,811,000 | 2,896,000 | 2,947,000 |
| Total capital | 3,191,000 | 3,072,000 | 3,157,000 | 3,196,000 |
| Risk-weighted assets | 20,831,000 | 20,828,000 | 20,831,000 | 19,882,000 |