Call reports 2003
MILLS COUNTY BANK, NATIONAL ASSOCIATION — 2003
What MILLS COUNTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,360,000 | 35,590,000 | 34,839,000 | 33,373,000 |
| Total loans | 22,703,000 | 24,275,000 | 21,664,000 | 20,801,000 |
| Allowance for loan losses | 452,000 | 421,000 | 364,000 | 363,000 |
| Securities available for sale | 3,414,000 | 5,151,000 | 8,052,000 | 7,715,000 |
| Securities held to maturity | 980,000 | 747,000 | 646,000 | 1,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,623,000 | 30,947,000 | 29,186,000 | 28,420,000 |
| Interest-bearing deposits | 25,982,000 | 24,513,000 | 24,269,000 | 23,718,000 |
| Noninterest-bearing deposits | 6,641,000 | 6,434,000 | 4,917,000 | 4,702,000 |
| Equity capital | 3,371,000 | 3,365,000 | 3,464,000 | 3,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,140,000 | 1,712,000 | 2,229,000 |
| Interest expense | 152,000 | 280,000 | 380,000 | 469,000 |
| Net interest income | 442,000 | 860,000 | 1,332,000 | 1,760,000 |
| Noninterest income | 207,000 | 429,000 | 696,000 | 835,000 |
| Noninterest expense | 599,000 | 1,119,000 | 1,687,000 | 2,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 170,000 | 341,000 | 383,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 20,000 |
| Net income | 42,000 | 154,000 | 317,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,291,000 | 3,273,000 | 3,371,000 | 3,417,000 |
| Total capital | 3,584,000 | 3,561,000 | 3,643,000 | 3,684,000 |
| Risk-weighted assets | 23,265,000 | 22,920,000 | 21,705,000 | 21,294,000 |