Call reports 2002
MILLS COUNTY BANK, NATIONAL ASSOCIATION — 2002
What MILLS COUNTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,289,000 | 34,689,000 | 35,131,000 | 36,784,000 |
| Total loans | 25,446,000 | 26,998,000 | 27,946,000 | 27,044,000 |
| Allowance for loan losses | 359,000 | 355,000 | 352,000 | 445,000 |
| Securities available for sale | 1,763,000 | 2,086,000 | 1,922,000 | 1,992,000 |
| Securities held to maturity | 2,156,000 | 2,063,000 | 2,057,000 | 1,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,647,000 | 30,035,000 | 29,069,000 | 31,969,000 |
| Interest-bearing deposits | 24,418,000 | 24,700,000 | 24,200,000 | 25,592,000 |
| Noninterest-bearing deposits | 5,229,000 | 5,335,000 | 4,869,000 | 6,377,000 |
| Equity capital | 3,098,000 | 3,141,000 | 3,256,000 | 3,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,288,000 | 1,927,000 | 2,573,000 |
| Interest expense | 196,000 | 379,000 | 553,000 | 726,000 |
| Net interest income | 447,000 | 909,000 | 1,374,000 | 1,847,000 |
| Noninterest income | 170,000 | 323,000 | 514,000 | 739,000 |
| Noninterest expense | 428,000 | 901,000 | 1,415,000 | 1,958,000 |
| Provision for loan losses | 126,000 | 131,000 | 136,000 | 140,000 |
| Pretax income | 63,000 | 202,000 | 339,000 | 490,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 36,000 |
| Net income | 56,000 | 188,000 | 318,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,060,000 | 3,087,000 | 3,165,000 | 3,301,000 |
| Total capital | 3,374,000 | 3,414,000 | 3,493,000 | 3,622,000 |
| Risk-weighted assets | 25,044,000 | 26,112,000 | 26,254,000 | 25,578,000 |