Call reports 2001
MILLS COUNTY BANK, NATIONAL ASSOCIATION — 2001
What MILLS COUNTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,475,000 | 35,573,000 | 33,939,000 | 34,294,000 |
| Total loans | 24,140,000 | 24,688,000 | 26,163,000 | 26,668,000 |
| Allowance for loan losses | 281,000 | 283,000 | 284,000 | 256,000 |
| Securities available for sale | 3,777,000 | 3,151,000 | 1,960,000 | 1,753,000 |
| Securities held to maturity | 3,096,000 | 2,949,000 | 2,444,000 | 2,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,046,000 | 31,156,000 | 29,394,000 | 29,685,000 |
| Interest-bearing deposits | 25,928,000 | 26,267,000 | 25,062,000 | 24,409,000 |
| Noninterest-bearing deposits | 5,118,000 | 4,889,000 | 4,332,000 | 5,276,000 |
| Equity capital | 2,859,000 | 2,814,000 | 2,922,000 | 3,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,365,000 | 2,071,000 | 2,783,000 |
| Interest expense | 325,000 | 644,000 | 944,000 | 1,205,000 |
| Net interest income | 372,000 | 721,000 | 1,127,000 | 1,578,000 |
| Noninterest income | 148,000 | 303,000 | 459,000 | 662,000 |
| Noninterest expense | 401,000 | 872,000 | 1,286,000 | 1,788,000 |
| Provision for loan losses | 5,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 114,000 | 143,000 | 291,000 | 443,000 |
| Income tax | 8,000 | 14,000 | 18,000 | 18,000 |
| Net income | 106,000 | 129,000 | 273,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,825,000 | 2,779,000 | 2,887,000 | 3,039,000 |
| Total capital | 3,106,000 | 3,062,000 | 3,171,000 | 3,295,000 |
| Risk-weighted assets | 24,232,000 | 24,470,000 | 24,848,000 | 25,305,000 |