Call reports 2006
UNITED BANK & TRUST — 2006
What UNITED BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 492,296,000 | 486,284,000 | 497,152,000 | 494,621,000 |
| Total loans | 359,984,000 | 364,855,000 | 370,958,000 | 366,401,000 |
| Allowance for loan losses | 4,454,000 | 4,551,000 | 4,473,000 | 5,049,000 |
| Securities available for sale | 77,710,000 | 77,636,000 | 79,450,000 | 80,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,238,000 | 408,660,000 | 419,626,000 | 414,984,000 |
| Interest-bearing deposits | 360,604,000 | 356,061,000 | 368,189,000 | 365,080,000 |
| Noninterest-bearing deposits | 53,634,000 | 52,599,000 | 51,437,000 | 49,904,000 |
| Equity capital | 43,376,000 | 44,786,000 | 45,992,000 | 46,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,219,000 | 14,769,000 | 22,666,000 | 30,613,000 |
| Interest expense | 2,637,000 | 5,520,000 | 8,655,000 | 11,825,000 |
| Net interest income | 4,582,000 | 9,249,000 | 14,011,000 | 18,788,000 |
| Noninterest income | 2,381,000 | 4,813,000 | 7,321,000 | 9,746,000 |
| Noninterest expense | 4,642,000 | 9,149,000 | 13,661,000 | 18,042,000 |
| Provision for loan losses | 252,000 | 504,000 | 696,000 | 1,338,000 |
| Pretax income | 2,067,000 | 4,407,000 | 6,973,000 | 9,166,000 |
| Income tax | 521,000 | 1,143,000 | 1,840,000 | 2,396,000 |
| Net income | 1,546,000 | 3,264,000 | 5,133,000 | 6,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,323,000 | 44,041,000 | 44,435,000 | 44,573,000 |
| Total capital | 46,777,000 | 48,592,000 | 48,908,000 | 49,210,000 |
| Risk-weighted assets | 367,183,000 | 369,181,000 | 374,824,000 | 369,822,000 |
Machine access — free, no API key
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