Call report 2004Q4
UNITED BANK & TRUST — 2004Q4
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,475,000 | USD | evidence → |
| Total loans | 348,238,000 | USD | evidence → |
| Allowance for loan losses | 4,189,000 | USD | evidence → |
| Securities available for sale | 84,576,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,260,000 | USD | evidence → |
| Interest-bearing deposits | 327,292,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,968,000 | USD | evidence → |
| Equity capital | 43,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,439,000 | USD | evidence → |
| Interest expense | 6,372,000 | USD | evidence → |
| Net interest income | 17,067,000 | USD | evidence → |
| Noninterest income | 10,580,000 | USD | evidence → |
| Noninterest expense | 17,629,000 | USD | evidence → |
| Provision for loan losses | 684,000 | USD | evidence → |
| Pretax income | 9,305,000 | USD | evidence → |
| Income tax | 2,592,000 | USD | evidence → |
| Net income | 6,713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,298,000 | USD | evidence → |
| Total capital | 46,487,000 | USD | evidence → |
| Risk-weighted assets | 350,979,000 | USD | evidence → |
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