Call report 2003Q4
UNITED BANK & TRUST — 2003Q4
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 464,234,000 | USD | evidence → |
| Total loans | 329,240,000 | USD | evidence → |
| Allowance for loan losses | 4,254,000 | USD | evidence → |
| Securities available for sale | 90,231,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 369,688,000 | USD | evidence → |
| Interest-bearing deposits | 317,281,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,407,000 | USD | evidence → |
| Equity capital | 41,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,882,000 | USD | evidence → |
| Interest expense | 6,543,000 | USD | evidence → |
| Net interest income | 17,339,000 | USD | evidence → |
| Noninterest income | 10,190,000 | USD | evidence → |
| Noninterest expense | 17,296,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 9,538,000 | USD | evidence → |
| Income tax | 2,807,000 | USD | evidence → |
| Net income | 6,731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,727,000 | USD | evidence → |
| Total capital | 43,924,000 | USD | evidence → |
| Risk-weighted assets | 335,664,000 | USD | evidence → |
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