Call reports 2001
UNITED BANK & TRUST — 2001
What UNITED BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 489,459,000 | 478,826,000 | 483,663,000 | 494,056,000 |
| Total loans | 346,053,000 | 353,304,000 | 359,756,000 | 353,407,000 |
| Allowance for loan losses | 4,199,000 | 4,344,000 | 4,446,000 | 4,328,000 |
| Securities available for sale | 78,625,000 | 79,252,000 | 82,086,000 | 86,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,302,000 | 418,803,000 | 422,830,000 | 434,378,000 |
| Interest-bearing deposits | 373,180,000 | 364,338,000 | 370,097,000 | 375,156,000 |
| Noninterest-bearing deposits | 62,122,000 | 54,465,000 | 52,733,000 | 59,222,000 |
| Equity capital | 37,888,000 | 38,863,000 | 40,195,000 | 40,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,748,000 | 17,411,000 | 25,857,000 | 33,915,000 |
| Interest expense | 4,338,000 | 8,369,000 | 11,938,000 | 14,834,000 |
| Net interest income | 4,410,000 | 9,042,000 | 13,919,000 | 19,081,000 |
| Noninterest income | 1,980,000 | 4,112,000 | 6,247,000 | 8,554,000 |
| Noninterest expense | 4,258,000 | 8,702,000 | 13,519,000 | 18,641,000 |
| Provision for loan losses | 169,000 | 337,000 | 479,000 | 479,000 |
| Pretax income | 1,963,000 | 4,115,000 | 6,168,000 | 8,515,000 |
| Income tax | 554,000 | 1,164,000 | 1,742,000 | 2,415,000 |
| Net income | 1,409,000 | 2,951,000 | 4,426,000 | 6,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,486,000 | 34,524,000 | 35,576,000 | 36,477,000 |
| Total capital | 37,493,000 | 38,664,000 | 39,855,000 | 40,771,000 |
| Risk-weighted assets | 320,403,000 | 330,977,000 | 342,112,000 | 343,498,000 |
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