Call reports 2014
BANK REALE — 2014
What BANK REALE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,259,000 | 39,409,000 | 38,649,000 | 37,988,000 |
| Total loans | 28,848,000 | 29,083,000 | 28,147,000 | 27,151,000 |
| Allowance for loan losses | 668,000 | 747,000 | 1,167,000 | 707,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,423,000 | 36,664,000 | 35,986,000 | 34,929,000 |
| Interest-bearing deposits | 31,423,000 | 29,443,000 | 26,883,000 | 28,286,000 |
| Noninterest-bearing deposits | 7,000,000 | 7,221,000 | 9,102,000 | 6,643,000 |
| Equity capital | 2,543,000 | 2,551,000 | 2,451,000 | 2,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 950,000 | 1,392,000 | 1,827,000 |
| Interest expense | 77,000 | 149,000 | 212,000 | 269,000 |
| Net interest income | 413,000 | 801,000 | 1,180,000 | 1,558,000 |
| Noninterest income | 43,000 | 111,000 | 170,000 | 185,000 |
| Noninterest expense | 413,000 | 833,000 | 1,355,000 | 1,719,000 |
| Provision for loan losses | 482,000 | 512,000 | 531,000 | 86,000 |
| Pretax income | -439,000 | -433,000 | -536,000 | -62,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -439,000 | -433,000 | -536,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,543,000 | 2,551,000 | 2,451,000 | 2,925,000 |
| Total capital | 2,914,000 | 2,916,000 | 2,798,000 | 3,263,000 |
| Risk-weighted assets | 29,397,000 | 29,077,000 | 28,212,000 | 27,498,000 |