Call reports 2013
BANK REALE — 2013
What BANK REALE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,986,000 | 43,011,000 | 43,047,000 | 40,830,000 |
| Total loans | 36,679,000 | 34,264,000 | 32,686,000 | 28,523,000 |
| Allowance for loan losses | 451,000 | 400,000 | 425,000 | 762,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,036,000 | 39,219,000 | 39,177,000 | 37,665,000 |
| Interest-bearing deposits | 36,136,000 | 32,649,000 | 32,241,000 | 31,736,000 |
| Noninterest-bearing deposits | 7,900,000 | 6,570,000 | 6,936,000 | 5,929,000 |
| Equity capital | 3,796,000 | 3,603,000 | 3,621,000 | 2,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,170,000 | 1,720,000 | 2,220,000 |
| Interest expense | 98,000 | 189,000 | 277,000 | 363,000 |
| Net interest income | 480,000 | 981,000 | 1,443,000 | 1,857,000 |
| Noninterest income | 17,000 | 48,000 | 66,000 | 91,000 |
| Noninterest expense | 443,000 | 929,000 | 1,378,000 | 1,884,000 |
| Provision for loan losses | 15,000 | 256,000 | 271,000 | 843,000 |
| Pretax income | 39,000 | -156,000 | -140,000 | -779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | -156,000 | -140,000 | -779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,796,000 | 3,603,000 | 3,621,000 | 2,978,000 |
| Total capital | 4,255,000 | 4,012,000 | 4,019,000 | 3,335,000 |
| Risk-weighted assets | 37,177,000 | 32,863,000 | 31,064,000 | 28,633,000 |