Call reports 2012
BANK REALE — 2012
What BANK REALE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,430,000 | 44,933,000 | 52,102,000 | 46,667,000 |
| Total loans | 37,806,000 | 37,907,000 | 37,371,000 | 36,378,000 |
| Allowance for loan losses | 472,000 | 481,000 | 503,000 | 485,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,317,000 | 40,798,000 | 48,098,000 | 42,691,000 |
| Interest-bearing deposits | 35,559,000 | 33,361,000 | 38,671,000 | 35,912,000 |
| Noninterest-bearing deposits | 10,758,000 | 7,437,000 | 9,427,000 | 6,780,000 |
| Equity capital | 3,934,000 | 3,930,000 | 3,806,000 | 3,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,147,000 | 1,784,000 | 2,385,000 |
| Interest expense | 112,000 | 218,000 | 323,000 | 431,000 |
| Net interest income | 488,000 | 929,000 | 1,461,000 | 1,954,000 |
| Noninterest income | 18,000 | 45,000 | 61,000 | 78,000 |
| Noninterest expense | 454,000 | 925,000 | 1,583,000 | 2,140,000 |
| Provision for loan losses | 58,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | -6,000 | -11,000 | -136,000 | -198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -11,000 | -136,000 | -198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,934,000 | 3,930,000 | 3,806,000 | 3,758,000 |
| Total capital | 4,406,000 | 4,356,000 | 4,284,000 | 4,185,000 |
| Risk-weighted assets | 40,122,000 | 36,443,000 | 37,414,000 | 35,154,000 |