Call reports 2011
BANK REALE — 2011
What BANK REALE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,539,000 | 46,005,000 | 47,895,000 | 47,069,000 |
| Total loans | 31,784,000 | 37,561,000 | 37,758,000 | 37,362,000 |
| Allowance for loan losses | 447,000 | 468,000 | 461,000 | 414,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,710,000 | 42,224,000 | 43,918,000 | 42,947,000 |
| Interest-bearing deposits | 32,906,000 | 32,519,000 | 36,700,000 | 33,070,000 |
| Noninterest-bearing deposits | 4,804,000 | 9,705,000 | 7,218,000 | 9,877,000 |
| Equity capital | 3,665,000 | 3,588,000 | 3,760,000 | 3,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,094,000 | 1,714,000 | 2,332,000 |
| Interest expense | 138,000 | 278,000 | 420,000 | 555,000 |
| Net interest income | 385,000 | 816,000 | 1,294,000 | 1,777,000 |
| Noninterest income | 20,000 | 37,000 | 75,000 | 75,000 |
| Noninterest expense | 446,000 | 917,000 | 1,388,000 | 1,725,000 |
| Provision for loan losses | 5,000 | 71,000 | 71,000 | 90,000 |
| Pretax income | -46,000 | -135,000 | -90,000 | 37,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -46,000 | -135,000 | -90,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,665,000 | 3,588,000 | 3,760,000 | 3,937,000 |
| Total capital | 4,112,000 | 4,056,000 | 4,221,000 | 4,351,000 |
| Risk-weighted assets | 36,191,000 | 39,234,000 | 40,233,000 | 40,403,000 |