Call reports 2010
BANK REALE — 2010
What BANK REALE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,542,000 | 41,918,000 | 42,663,000 | 42,282,000 |
| Total loans | 23,612,000 | 27,205,000 | 28,875,000 | 31,664,000 |
| Allowance for loan losses | 419,000 | 418,000 | 552,000 | 569,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,747,000 | 37,910,000 | 38,775,000 | 38,396,000 |
| Interest-bearing deposits | 33,736,000 | 33,596,000 | 33,622,000 | 32,434,000 |
| Noninterest-bearing deposits | 5,011,000 | 4,314,000 | 5,153,000 | 5,962,000 |
| Equity capital | 3,609,000 | 3,754,000 | 3,619,000 | 3,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,028,000 | 1,500,000 | 2,021,000 |
| Interest expense | 168,000 | 330,000 | 490,000 | 637,000 |
| Net interest income | 330,000 | 698,000 | 1,010,000 | 1,384,000 |
| Noninterest income | 17,000 | 40,000 | 56,000 | 85,000 |
| Noninterest expense | 544,000 | 1,059,000 | 1,487,000 | 1,812,000 |
| Provision for loan losses | 19,000 | 100,000 | 250,000 | 267,000 |
| Pretax income | -216,000 | -421,000 | -671,000 | -610,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -216,000 | -421,000 | -671,000 | -610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,609,000 | 3,754,000 | 3,619,000 | 3,705,000 |
| Total capital | 3,982,000 | 4,172,000 | 4,047,000 | 4,162,000 |
| Risk-weighted assets | 30,755,000 | 33,546,000 | 34,123,000 | 36,468,000 |