Call reports 2007
BANK REALE — 2007
What BANK REALE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,235,000 | 29,485,000 | 33,335,000 | 36,939,000 |
| Total loans | 18,888,000 | 25,968,000 | 30,950,000 | 31,495,000 |
| Allowance for loan losses | 236,000 | 319,000 | 382,000 | 970,000 |
| Securities available for sale | 0 | 0 | 190,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,121,000 | 23,321,000 | 27,072,000 | 31,269,000 |
| Interest-bearing deposits | 12,852,000 | 19,995,000 | 23,933,000 | 26,020,000 |
| Noninterest-bearing deposits | 2,268,000 | 3,326,000 | 3,139,000 | 5,249,000 |
| Equity capital | 6,064,000 | 6,004,000 | 6,012,000 | 5,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 939,000 | 1,664,000 | 2,432,000 |
| Interest expense | 101,000 | 288,000 | 562,000 | 880,000 |
| Net interest income | 270,000 | 651,000 | 1,102,000 | 1,552,000 |
| Noninterest income | 27,000 | 76,000 | 131,000 | 177,000 |
| Noninterest expense | 349,000 | 746,000 | 1,178,000 | 1,724,000 |
| Provision for loan losses | 105,000 | 188,000 | 254,000 | 962,000 |
| Pretax income | -157,000 | -207,000 | -199,000 | -957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -157,000 | -207,000 | -199,000 | -957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,064,000 | 6,004,000 | 6,012,000 | 5,264,000 |
| Total capital | 6,300,000 | 6,323,000 | 6,394,000 | 5,695,000 |
| Risk-weighted assets | 20,733,000 | 28,169,000 | 33,306,000 | 33,944,000 |