Call reports 2025
GREAT AMERICAN BANK — 2025
What GREAT AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 495,655,000 | 507,439,000 | 505,674,000 | 495,936,000 |
| Total loans | 392,962,000 | 409,999,000 | 393,578,000 | 400,358,000 |
| Allowance for loan losses | 3,475,000 | 3,550,000 | 3,599,000 | 3,823,000 |
| Securities available for sale | 1,905,000 | 1,420,000 | 1,438,000 | 1,450,000 |
| Securities held to maturity | 2,321,000 | 2,237,000 | 2,151,000 | 2,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,803,000 | 417,949,000 | 415,949,000 | 407,405,000 |
| Interest-bearing deposits | 328,233,000 | 338,968,000 | 341,929,000 | 330,775,000 |
| Noninterest-bearing deposits | 81,570,000 | 78,981,000 | 74,020,000 | 76,630,000 |
| Equity capital | 61,166,000 | 64,454,000 | 67,563,000 | 67,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,113,000 | 16,701,000 | 25,361,000 | 34,035,000 |
| Interest expense | 3,008,000 | 6,030,000 | 9,100,000 | 12,020,000 |
| Net interest income | 5,105,000 | 10,671,000 | 16,261,000 | 22,015,000 |
| Noninterest income | 782,000 | 1,250,000 | 1,621,000 | 1,970,000 |
| Noninterest expense | 2,582,000 | 5,054,000 | 7,509,000 | 10,249,000 |
| Provision for loan losses | 75,000 | 151,000 | 360,000 | 584,000 |
| Pretax income | 3,228,000 | 6,717,000 | 10,018,000 | 13,159,000 |
| Income tax | 98,000 | 203,000 | 302,000 | 396,000 |
| Net income | 3,130,000 | 6,514,000 | 9,716,000 | 12,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,909,000 | 49,213,000 | 52,336,000 | 51,942,000 |