Call reports 2019
GREAT AMERICAN BANK — 2019
What GREAT AMERICAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,324,000 | 209,543,000 | 218,126,000 | 214,749,000 |
| Total loans | 184,993,000 | 184,657,000 | 193,345,000 | 189,859,000 |
| Allowance for loan losses | 2,508,000 | 2,508,000 | 2,485,000 | 2,534,000 |
| Securities available for sale | 1,960,000 | 1,984,000 | 1,991,000 | 1,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,154,000 | 160,419,000 | 157,351,000 | 161,926,000 |
| Interest-bearing deposits | 134,946,000 | 132,026,000 | 125,067,000 | 130,917,000 |
| Noninterest-bearing deposits | 28,208,000 | 28,393,000 | 32,284,000 | 31,009,000 |
| Equity capital | 27,477,000 | 27,838,000 | 28,852,000 | 29,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,826,000 | 5,684,000 | 8,576,000 | 11,475,000 |
| Interest expense | 591,000 | 1,185,000 | 1,800,000 | 2,407,000 |
| Net interest income | 2,235,000 | 4,499,000 | 6,776,000 | 9,068,000 |
| Noninterest income | 198,000 | 386,000 | 603,000 | 827,000 |
| Noninterest expense | 1,355,000 | 2,757,000 | 4,177,000 | 5,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,078,000 | 2,128,000 | 3,202,000 | 4,107,000 |
| Income tax | 47,000 | 93,000 | 140,000 | 100,000 |
| Net income | 1,031,000 | 2,035,000 | 3,062,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,023,000 | 19,364,000 | 20,373,000 | 21,243,000 |
| Total capital | 21,130,000 | 21,457,000 | 22,511,000 | 23,420,000 |
| Risk-weighted assets | 168,186,000 | 167,015,000 | 170,680,000 | 173,832,000 |