Call reports 2016
GREAT AMERICAN BANK — 2016
What GREAT AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,216,000 | 173,271,000 | 176,043,000 | 178,206,000 |
| Total loans | 138,537,000 | 141,818,000 | 143,403,000 | 145,778,000 |
| Allowance for loan losses | 2,229,000 | 2,230,000 | 2,241,000 | 2,245,000 |
| Securities available for sale | 1,987,000 | 1,998,000 | 1,993,000 | 1,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,577,000 | 136,562,000 | 138,500,000 | 140,517,000 |
| Interest-bearing deposits | 110,151,000 | 110,685,000 | 112,839,000 | 114,416,000 |
| Noninterest-bearing deposits | 24,427,000 | 25,878,000 | 25,661,000 | 26,101,000 |
| Equity capital | 24,202,000 | 24,172,000 | 24,832,000 | 25,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,986,000 | 4,017,000 | 6,124,000 | 8,209,000 |
| Interest expense | 296,000 | 618,000 | 958,000 | 1,311,000 |
| Net interest income | 1,690,000 | 3,399,000 | 5,166,000 | 6,898,000 |
| Noninterest income | 413,000 | 603,000 | 923,000 | 1,233,000 |
| Noninterest expense | 1,242,000 | 2,485,000 | 3,826,000 | 5,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 861,000 | 1,517,000 | 2,263,000 | 2,834,000 |
| Income tax | 13,000 | 42,000 | 75,000 | 100,000 |
| Net income | 848,000 | 1,475,000 | 2,188,000 | 2,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,652,000 | 15,642,000 | 16,312,000 | 16,811,000 |
| Total capital | 17,250,000 | 17,267,000 | 17,950,000 | 18,533,000 |
| Risk-weighted assets | 127,055,000 | 129,415,000 | 130,498,000 | 137,233,000 |