Call reports 2015
GREAT AMERICAN BANK — 2015
What GREAT AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,265,000 | 160,798,000 | 167,540,000 | 167,659,000 |
| Total loans | 127,430,000 | 132,140,000 | 134,382,000 | 138,311,000 |
| Allowance for loan losses | 1,967,000 | 2,121,000 | 2,153,000 | 2,223,000 |
| Securities available for sale | 1,988,000 | 1,952,000 | 1,981,000 | 1,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,544,000 | 124,691,000 | 130,884,000 | 130,985,000 |
| Interest-bearing deposits | 102,759,000 | 101,834,000 | 105,141,000 | 107,122,000 |
| Noninterest-bearing deposits | 21,785,000 | 22,857,000 | 25,743,000 | 23,863,000 |
| Equity capital | 23,318,000 | 23,543,000 | 24,029,000 | 24,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,772,000 | 5,699,000 | 7,652,000 |
| Interest expense | 243,000 | 501,000 | 786,000 | 1,074,000 |
| Net interest income | 1,656,000 | 3,271,000 | 4,913,000 | 6,578,000 |
| Noninterest income | 152,000 | 944,000 | 1,121,000 | 1,165,000 |
| Noninterest expense | 1,213,000 | 2,516,000 | 3,749,000 | 4,989,000 |
| Provision for loan losses | 30,000 | 140,000 | 170,000 | 240,000 |
| Pretax income | 565,000 | 1,559,000 | 2,115,000 | 2,514,000 |
| Income tax | 8,000 | 51,000 | 75,000 | 89,000 |
| Net income | 557,000 | 1,508,000 | 2,040,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,769,000 | 15,000,000 | 15,477,000 | 15,793,000 |
| Total capital | 16,413,000 | 16,636,000 | 17,105,000 | 17,380,000 |
| Risk-weighted assets | 131,233,000 | 130,438,000 | 129,762,000 | 126,328,000 |