Call reports 2013
GREAT AMERICAN BANK — 2013
What GREAT AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,840,000 | 69,350,000 | 72,046,000 | 70,198,000 |
| Total loans | 56,136,000 | 58,296,000 | 58,754,000 | 56,353,000 |
| Allowance for loan losses | 796,000 | 851,000 | 904,000 | 747,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,002,000 | 55,824,000 | 58,365,000 | 56,645,000 |
| Interest-bearing deposits | 46,571,000 | 42,900,000 | 45,606,000 | 45,243,000 |
| Noninterest-bearing deposits | 10,431,000 | 12,924,000 | 12,759,000 | 11,402,000 |
| Equity capital | 10,662,000 | 10,298,000 | 10,436,000 | 10,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,629,000 | 2,463,000 | 3,327,000 |
| Interest expense | 150,000 | 291,000 | 431,000 | 566,000 |
| Net interest income | 660,000 | 1,338,000 | 2,032,000 | 2,761,000 |
| Noninterest income | 139,000 | 149,000 | 307,000 | 270,000 |
| Noninterest expense | 581,000 | 1,111,000 | 1,762,000 | 2,354,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 185,000 |
| Pretax income | 173,000 | 286,000 | 487,000 | 492,000 |
| Income tax | 15,000 | 20,000 | 29,000 | 29,000 |
| Net income | 158,000 | 266,000 | 458,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,127,000 | 5,763,000 | 5,901,000 | 5,860,000 |
| Total capital | 6,778,000 | 6,449,000 | 6,581,000 | 6,495,000 |
| Risk-weighted assets | 51,937,000 | 54,753,000 | 54,119,000 | 50,665,000 |