Call reports 2012
GREAT AMERICAN BANK — 2012
What GREAT AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,119,000 | 71,678,000 | 69,700,000 | 72,203,000 |
| Total loans | 56,536,000 | 56,881,000 | 58,045,000 | 56,284,000 |
| Allowance for loan losses | 1,077,000 | 1,110,000 | 1,134,000 | 748,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,191,000 | 57,998,000 | 55,839,000 | 58,514,000 |
| Interest-bearing deposits | 46,584,000 | 47,400,000 | 45,633,000 | 48,477,000 |
| Noninterest-bearing deposits | 10,606,000 | 10,598,000 | 10,206,000 | 10,037,000 |
| Equity capital | 10,702,000 | 10,449,000 | 10,520,000 | 10,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,739,000 | 2,594,000 | 3,441,000 |
| Interest expense | 193,000 | 377,000 | 557,000 | 721,000 |
| Net interest income | 665,000 | 1,362,000 | 2,037,000 | 2,720,000 |
| Noninterest income | 117,000 | 204,000 | 319,000 | 452,000 |
| Noninterest expense | 549,000 | 1,112,000 | 1,732,000 | 2,408,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 133,000 |
| Pretax income | 203,000 | 394,000 | 544,000 | 631,000 |
| Income tax | 18,000 | 27,000 | 33,000 | 28,000 |
| Net income | 185,000 | 367,000 | 511,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,140,000 | 5,896,000 | 5,976,000 | 6,027,000 |
| Total capital | 6,811,000 | 6,586,000 | 6,665,000 | 6,670,000 |
| Risk-weighted assets | 53,254,000 | 56,942,000 | 54,668,000 | 51,302,000 |