Call reports 2011
GREAT AMERICAN BANK — 2011
What GREAT AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,215,000 | 70,327,000 | 67,856,000 | 67,850,000 |
| Total loans | 54,073,000 | 48,387,000 | 54,302,000 | 57,644,000 |
| Allowance for loan losses | 974,000 | 1,002,000 | 1,026,000 | 1,059,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,163,000 | 56,568,000 | 54,050,000 | 53,469,000 |
| Interest-bearing deposits | 47,127,000 | 47,840,000 | 45,687,000 | 45,098,000 |
| Noninterest-bearing deposits | 9,036,000 | 8,729,000 | 8,363,000 | 8,371,000 |
| Equity capital | 10,840,000 | 10,558,000 | 10,611,000 | 10,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,796,000 | 2,647,000 | 3,548,000 |
| Interest expense | 243,000 | 476,000 | 697,000 | 914,000 |
| Net interest income | 671,000 | 1,320,000 | 1,950,000 | 2,634,000 |
| Noninterest income | 119,000 | 183,000 | 250,000 | 352,000 |
| Noninterest expense | 533,000 | 1,081,000 | 1,615,000 | 2,256,000 |
| Provision for loan losses | 25,000 | 50,000 | 70,000 | 100,000 |
| Pretax income | 232,000 | 372,000 | 515,000 | 630,000 |
| Income tax | 4,000 | 10,000 | 17,000 | 16,000 |
| Net income | 228,000 | 362,000 | 498,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,242,000 | 5,969,000 | 6,031,000 | 6,040,000 |
| Total capital | 6,888,000 | 6,581,000 | 6,682,000 | 6,680,000 |
| Risk-weighted assets | 52,148,000 | 48,573,000 | 51,702,000 | 50,747,000 |