Call reports 2009
GREAT AMERICAN BANK — 2009
What GREAT AMERICAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,301,000 | 64,728,000 | 66,007,000 | 69,912,000 |
| Total loans | 57,352,000 | 54,304,000 | 54,799,000 | 55,133,000 |
| Allowance for loan losses | 750,000 | 850,000 | 753,000 | 852,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,165,000 | 50,354,000 | 51,421,000 | 55,266,000 |
| Interest-bearing deposits | 46,639,000 | 44,005,000 | 45,593,000 | 49,463,000 |
| Noninterest-bearing deposits | 6,526,000 | 6,349,000 | 5,828,000 | 5,803,000 |
| Equity capital | 10,895,000 | 11,126,000 | 11,346,000 | 11,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,028,000 | 3,007,000 | 3,995,000 |
| Interest expense | 368,000 | 712,000 | 1,049,000 | 1,388,000 |
| Net interest income | 655,000 | 1,316,000 | 1,958,000 | 2,607,000 |
| Noninterest income | 63,000 | 144,000 | 242,000 | 330,000 |
| Noninterest expense | 486,000 | 1,030,000 | 1,566,000 | 2,083,000 |
| Provision for loan losses | 160,000 | 980,000 | 983,000 | 1,080,000 |
| Pretax income | 72,000 | -550,000 | -349,000 | -226,000 |
| Income tax | 4,000 | 8,000 | -11,000 | -14,000 |
| Net income | 68,000 | -558,000 | -338,000 | -212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,224,000 | 6,464,000 | 6,693,000 | 6,828,000 |
| Total capital | 6,905,000 | 7,104,000 | 7,341,000 | 7,490,000 |
| Risk-weighted assets | 54,420,000 | 51,015,000 | 51,714,000 | 52,761,000 |