Call reports 2007
GREAT AMERICAN BANK — 2007
What GREAT AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,085,000 | 57,226,000 | 59,864,000 | 62,710,000 |
| Total loans | 43,921,000 | 47,583,000 | 52,310,000 | 54,613,000 |
| Allowance for loan losses | 460,000 | 450,000 | 475,000 | 500,000 |
| Securities available for sale | 38,000 | 37,000 | 25,000 | 22,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,364,000 | 46,290,000 | 44,040,000 | 47,676,000 |
| Interest-bearing deposits | 34,983,000 | 40,419,000 | 38,117,000 | 41,973,000 |
| Noninterest-bearing deposits | 5,381,000 | 5,871,000 | 5,923,000 | 5,703,000 |
| Equity capital | 10,477,000 | 10,710,000 | 10,959,000 | 11,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,063,000 | 3,189,000 | 4,372,000 |
| Interest expense | 424,000 | 844,000 | 1,301,000 | 1,795,000 |
| Net interest income | 592,000 | 1,219,000 | 1,888,000 | 2,577,000 |
| Noninterest income | 121,000 | 298,000 | 400,000 | 529,000 |
| Noninterest expense | 439,000 | 901,000 | 1,376,000 | 1,958,000 |
| Provision for loan losses | 0 | 34,000 | 74,000 | 107,000 |
| Pretax income | 274,000 | 582,000 | 838,000 | 1,041,000 |
| Income tax | 9,000 | 23,000 | 30,000 | 41,000 |
| Net income | 265,000 | 559,000 | 808,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,851,000 | 6,093,000 | 6,351,000 | 6,409,000 |
| Total capital | 6,311,000 | 6,543,000 | 6,826,000 | 6,909,000 |
| Risk-weighted assets | 45,217,000 | 47,432,000 | 51,363,000 | 53,320,000 |