Call reports 2005
GREAT AMERICAN BANK — 2005
What GREAT AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,459,000 | 36,351,000 | 34,522,000 | 33,494,000 |
| Total loans | 32,915,000 | 31,183,000 | 31,171,000 | 28,229,000 |
| Allowance for loan losses | 275,000 | 253,000 | 249,000 | 250,000 |
| Securities available for sale | 129,000 | 115,000 | 110,000 | 99,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,733,000 | 31,876,000 | 30,166,000 | 29,490,000 |
| Interest-bearing deposits | 28,126,000 | 27,110,000 | 25,728,000 | 24,149,000 |
| Noninterest-bearing deposits | 3,607,000 | 4,766,000 | 4,437,000 | 5,341,000 |
| Equity capital | 3,605,000 | 3,772,000 | 3,840,000 | 3,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,196,000 | 1,757,000 | 2,359,000 |
| Interest expense | 178,000 | 366,000 | 546,000 | 730,000 |
| Net interest income | 400,000 | 830,000 | 1,211,000 | 1,629,000 |
| Noninterest income | 82,000 | 178,000 | 273,000 | 352,000 |
| Noninterest expense | 339,000 | 693,000 | 1,075,000 | 1,518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 315,000 | 409,000 | 463,000 |
| Income tax | 5,000 | 9,000 | -15,000 | -15,000 |
| Net income | 138,000 | 306,000 | 424,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,605,000 | 3,772,000 | 3,840,000 | 3,894,000 |
| Total capital | 3,880,000 | 4,025,000 | 4,089,000 | 4,144,000 |
| Risk-weighted assets | 32,826,000 | 31,565,000 | 31,196,000 | 28,623,000 |