Call reports 2004
GREAT AMERICAN BANK — 2004
What GREAT AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,933,000 | 37,637,000 | 37,022,000 | 35,356,000 |
| Total loans | 28,159,000 | 32,498,000 | 33,407,000 | 31,490,000 |
| Allowance for loan losses | 288,000 | 310,000 | 319,000 | 279,000 |
| Securities available for sale | 489,000 | 475,000 | 202,000 | 170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,935,000 | 32,599,000 | 30,839,000 | 29,797,000 |
| Interest-bearing deposits | 26,555,000 | 28,763,000 | 27,005,000 | 26,715,000 |
| Noninterest-bearing deposits | 3,379,000 | 3,836,000 | 3,835,000 | 3,082,000 |
| Equity capital | 2,867,000 | 2,930,000 | 3,347,000 | 3,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 996,000 | 1,567,000 | 2,148,000 |
| Interest expense | 161,000 | 335,000 | 519,000 | 699,000 |
| Net interest income | 303,000 | 661,000 | 1,048,000 | 1,449,000 |
| Noninterest income | 76,000 | 148,000 | 229,000 | 317,000 |
| Noninterest expense | 329,000 | 675,000 | 1,007,000 | 1,360,000 |
| Provision for loan losses | 26,000 | 48,000 | 66,000 | 66,000 |
| Pretax income | 24,000 | 86,000 | 204,000 | 340,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 24,000 | 86,000 | 204,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,867,000 | 2,930,000 | 3,347,000 | 3,467,000 |
| Total capital | 3,155,000 | 3,240,000 | 3,666,000 | 3,746,000 |
| Risk-weighted assets | 28,288,000 | 32,965,000 | 33,488,000 | 31,725,000 |