Call reports 2002
GREAT AMERICAN BANK — 2002
What GREAT AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,983,000 | 29,762,000 | 31,706,000 | 31,960,000 |
| Total loans | 24,429,000 | 26,869,000 | 29,103,000 | 29,227,000 |
| Allowance for loan losses | 229,000 | 261,000 | 266,000 | 274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,120,000 | 23,909,000 | 25,068,000 | 26,001,000 |
| Interest-bearing deposits | 20,575,000 | 21,469,000 | 22,568,000 | 23,265,000 |
| Noninterest-bearing deposits | 2,545,000 | 2,440,000 | 2,500,000 | 2,736,000 |
| Equity capital | 2,736,000 | 2,725,000 | 2,768,000 | 2,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 945,000 | 1,473,000 | 2,010,000 |
| Interest expense | 257,000 | 516,000 | 776,000 | 1,013,000 |
| Net interest income | 178,000 | 429,000 | 697,000 | 997,000 |
| Noninterest income | 50,000 | 125,000 | 197,000 | 270,000 |
| Noninterest expense | 272,000 | 573,000 | 855,000 | 1,171,000 |
| Provision for loan losses | 30,000 | 66,000 | 81,000 | 89,000 |
| Pretax income | -74,000 | -85,000 | -42,000 | 7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -74,000 | -85,000 | -42,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,725,000 | 2,768,000 | 2,817,000 |
| Total capital | 2,965,000 | 2,986,000 | 3,034,000 | 3,091,000 |
| Risk-weighted assets | 26,012,000 | 28,315,000 | 28,224,000 | 28,560,000 |