Call reports 2013
TECHE FEDERAL BANK — 2013
What TECHE FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 858,272,000 | 836,938,000 | 854,001,000 | 874,216,000 |
| Total loans | 644,013,000 | 668,270,000 | 685,203,000 | 704,822,000 |
| Allowance for loan losses | 8,135,000 | 8,038,000 | 7,868,000 | 7,709,000 |
| Securities available for sale | 16,420,000 | 14,834,000 | 13,886,000 | 12,846,000 |
| Securities held to maturity | 17,725,000 | 15,964,000 | 14,737,000 | 13,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,544,000 | 655,178,000 | 659,859,000 | 657,402,000 |
| Interest-bearing deposits | 554,237,000 | 549,389,000 | 555,180,000 | 549,152,000 |
| Noninterest-bearing deposits | 114,307,000 | 105,789,000 | 104,679,000 | 108,250,000 |
| Equity capital | 78,476,000 | 78,885,000 | 80,724,000 | 82,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,982,000 | 18,335,000 | 27,772,000 | 37,252,000 |
| Interest expense | 1,699,000 | 3,328,000 | 4,921,000 | 6,504,000 |
| Net interest income | 7,283,000 | 15,007,000 | 22,851,000 | 30,748,000 |
| Noninterest income | 3,888,000 | 7,739,000 | 11,835,000 | 15,702,000 |
| Noninterest expense | 8,454,000 | 16,980,000 | 25,529,000 | 33,757,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 2,467,000 | 5,516,000 | 8,907,000 | 12,443,000 |
| Income tax | 812,000 | 1,830,000 | 2,968,000 | 4,046,000 |
| Net income | 1,655,000 | 3,686,000 | 5,939,000 | 8,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,745,000 | 74,389,000 | 76,235,000 | 78,441,000 |
| Total capital | 80,784,000 | 81,525,000 | 83,540,000 | 85,936,000 |
| Risk-weighted assets | 562,037,000 | 569,970,000 | 583,836,000 | 599,364,000 |