Call reports 2012
TECHE FEDERAL BANK — 2012
What TECHE FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 826,523,000 | 841,327,000 | 849,471,000 | 837,170,000 |
| Total loans | 642,037,000 | 661,053,000 | 674,919,000 | 643,288,000 |
| Allowance for loan losses | 8,450,000 | 8,411,000 | 8,559,000 | 8,234,000 |
| Securities available for sale | 21,957,000 | 20,877,000 | 19,473,000 | 17,908,000 |
| Securities held to maturity | 27,986,000 | 25,928,000 | 22,140,000 | 19,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,227,000 | 621,497,000 | 624,778,000 | 637,047,000 |
| Interest-bearing deposits | 537,940,000 | 524,598,000 | 527,810,000 | 537,426,000 |
| Noninterest-bearing deposits | 99,287,000 | 96,899,000 | 96,968,000 | 99,621,000 |
| Equity capital | 74,726,000 | 75,731,000 | 77,240,000 | 77,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,814,000 | 19,517,000 | 29,341,000 | 38,895,000 |
| Interest expense | 2,112,000 | 4,107,000 | 6,003,000 | 7,836,000 |
| Net interest income | 7,702,000 | 15,410,000 | 23,338,000 | 31,059,000 |
| Noninterest income | 3,740,000 | 7,465,000 | 11,422,000 | 17,148,000 |
| Noninterest expense | 8,177,000 | 16,296,000 | 24,626,000 | 33,166,000 |
| Provision for loan losses | 550,000 | 1,060,000 | 1,560,000 | 1,710,000 |
| Pretax income | 2,715,000 | 5,391,000 | 8,446,000 | 13,203,000 |
| Income tax | 921,000 | 1,806,000 | 2,828,000 | 4,444,000 |
| Net income | 1,794,000 | 3,585,000 | 5,618,000 | 8,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,130,000 | 71,102,000 | 72,580,000 | 73,050,000 |
| Total capital | 76,967,000 | 78,211,000 | 79,670,000 | 80,039,000 |
| Risk-weighted assets | 545,370,000 | 567,409,000 | 565,755,000 | 557,859,000 |