Call reports 2011
TECHE FEDERAL BANK — 2011
What TECHE FEDERAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|
| Total assets | 786,324,000 | 790,173,000 | 810,919,000 |
| Total loans | 584,189,000 | 609,010,000 | 633,005,000 |
| Allowance for loan losses | 8,075,000 | 8,331,000 | 8,392,000 |
| Securities available for sale | 25,270,000 | 24,629,000 | 23,197,000 |
| Securities held to maturity | 35,290,000 | 32,623,000 | 30,273,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 631,214,000 | 604,449,000 | 605,044,000 |
| Interest-bearing deposits | 530,233,000 | 523,919,000 | 520,001,000 |
| Noninterest-bearing deposits | 100,981,000 | 80,530,000 | 85,043,000 |
| Equity capital | 71,576,000 | 73,194,000 | 73,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|
| Interest income | 19,525,000 | 29,333,000 | 39,104,000 |
| Interest expense | 4,553,000 | 6,634,000 | 8,717,000 |
| Net interest income | 14,972,000 | 22,699,000 | 30,387,000 |
| Noninterest income | 7,654,000 | 11,386,000 | 14,999,000 |
| Noninterest expense | 15,228,000 | 22,677,000 | 30,816,000 |
| Provision for loan losses | 2,000,000 | 2,750,000 | 3,100,000 |
| Pretax income | 5,338,000 | 8,372,000 | 11,184,000 |
| Income tax | 1,813,000 | 2,726,000 | 3,665,000 |
| Net income | 3,525,000 | 5,646,000 | 7,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|
| Tier 1 capital | 67,150,000 | 68,493,000 | 69,372,000 |
| Total capital | 73,557,000 | 75,082,000 | 76,149,000 |
| Risk-weighted assets | 515,925,000 | 525,366,000 | 540,533,000 |