Call reports 2018
JERSEY SHORE STATE BANK — 2018
What JERSEY SHORE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,141,701,000 | 1,191,242,000 | 1,242,503,000 | 1,255,174,000 |
| Total loans | 965,661,000 | 1,001,439,000 | 1,030,307,000 | 1,040,035,000 |
| Allowance for loan losses | 9,463,000 | 9,566,000 | 9,791,000 | 10,178,000 |
| Securities available for sale | 92,186,000 | 94,527,000 | 104,521,000 | 107,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,575,000 | 852,669,000 | 865,861,000 | 862,103,000 |
| Interest-bearing deposits | 678,632,000 | 659,852,000 | 670,781,000 | 663,996,000 |
| Noninterest-bearing deposits | 183,943,000 | 192,817,000 | 195,080,000 | 198,107,000 |
| Equity capital | 86,994,000 | 87,939,000 | 88,450,000 | 90,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,808,000 | 20,300,000 | 31,603,000 | 43,658,000 |
| Interest expense | 1,823,000 | 3,936,000 | 6,520,000 | 9,579,000 |
| Net interest income | 7,985,000 | 16,364,000 | 25,083,000 | 34,079,000 |
| Noninterest income | 1,928,000 | 3,659,000 | 5,755,000 | 7,722,000 |
| Noninterest expense | 6,787,000 | 13,298,000 | 19,975,000 | 26,583,000 |
| Provision for loan losses | 75,000 | 275,000 | 575,000 | 1,135,000 |
| Pretax income | 3,039,000 | 6,446,000 | 10,261,000 | 14,046,000 |
| Income tax | 447,000 | 1,030,000 | 1,659,000 | 2,074,000 |
| Net income | 2,592,000 | 5,416,000 | 8,602,000 | 11,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,004,000 | 91,192,000 | 92,207,000 | 94,105,000 |
| Total capital | 98,505,000 | 98,688,000 | 100,055,000 | 102,534,000 |
| Risk-weighted assets | 865,947,000 | 904,228,000 | 939,356,000 | 952,612,000 |