Call reports 2001
JERSEY SHORE STATE BANK — 2001
What JERSEY SHORE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 380,105,000 | 389,033,000 | 401,798,000 | 414,545,000 |
| Total loans | 245,869,000 | 248,779,000 | 254,467,000 | 258,153,000 |
| Allowance for loan losses | 2,890,000 | 2,910,000 | 2,911,000 | 2,927,000 |
| Securities available for sale | 104,102,000 | 109,950,000 | 112,862,000 | 119,304,000 |
| Securities held to maturity | 2,067,000 | 1,912,000 | 1,907,000 | 1,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,073,000 | 291,838,000 | 289,046,000 | 305,563,000 |
| Interest-bearing deposits | 238,374,000 | 243,616,000 | 240,365,000 | 249,874,000 |
| Noninterest-bearing deposits | 46,699,000 | 48,222,000 | 48,681,000 | 55,689,000 |
| Equity capital | 42,518,000 | 42,815,000 | 44,146,000 | 43,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,074,000 | 14,191,000 | 21,378,000 | 28,562,000 |
| Interest expense | 3,293,000 | 6,490,000 | 9,545,000 | 12,481,000 |
| Net interest income | 3,781,000 | 7,701,000 | 11,833,000 | 16,081,000 |
| Noninterest income | 730,000 | 1,480,000 | 2,337,000 | 3,243,000 |
| Noninterest expense | 2,488,000 | 5,014,000 | 7,576,000 | 10,218,000 |
| Provision for loan losses | 93,000 | 186,000 | 279,000 | 372,000 |
| Pretax income | 1,980,000 | 4,338,000 | 6,985,000 | 9,462,000 |
| Income tax | 376,000 | 863,000 | 1,443,000 | 1,959,000 |
| Net income | 1,604,000 | 3,475,000 | 5,542,000 | 7,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,780,000 | 37,907,000 | 38,219,000 | 38,100,000 |
| Total capital | 39,756,000 | 41,293,000 | 41,341,000 | 41,409,000 |
| Risk-weighted assets | 239,219,000 | 240,836,000 | 249,758,000 | 254,881,000 |