Call reports 2017
TRI-VALLEY BANK — 2017
What TRI-VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 138,388,000 | 147,713,000 | 147,155,000 | 145,533,000 |
| Total loans | 118,854,000 | 121,230,000 | 124,073,000 | 124,590,000 |
| Allowance for loan losses | 1,921,000 | 1,933,000 | 1,945,000 | 1,957,000 |
| Securities available for sale | 5,983,000 | 5,847,000 | 5,712,000 | 5,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,467,000 | 127,605,000 | 126,629,000 | 126,639,000 |
| Interest-bearing deposits | 96,289,000 | 100,908,000 | 102,884,000 | 96,539,000 |
| Noninterest-bearing deposits | 25,178,000 | 26,697,000 | 23,746,000 | 30,099,000 |
| Equity capital | 16,850,000 | 20,005,000 | 20,404,000 | 18,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,789,000 | 4,246,000 | 5,880,000 |
| Interest expense | 94,000 | 202,000 | 330,000 | 467,000 |
| Net interest income | 1,331,000 | 2,587,000 | 3,916,000 | 5,413,000 |
| Noninterest income | 34,000 | 70,000 | 104,000 | -65,000 |
| Noninterest expense | 1,015,000 | 2,036,000 | 3,068,000 | 4,356,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 621,000 | 952,000 | 992,000 |
| Income tax | 111,000 | -2,682,000 | -2,682,000 | -937,000 |
| Net income | 239,000 | 3,303,000 | 3,634,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,440,000 | 13,717,000 | 14,093,000 | 14,168,000 |
| Total capital | 14,916,000 | 15,234,000 | 15,664,000 | 15,730,000 |
| Risk-weighted assets | 116,934,000 | 119,672,000 | 124,058,000 | 123,624,000 |