Call reports 2016
TRI-VALLEY BANK — 2016
What TRI-VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,739,000 | 121,148,000 | 134,132,000 | 134,604,000 |
| Total loans | 99,613,000 | 100,768,000 | 107,122,000 | 110,534,000 |
| Allowance for loan losses | 1,491,000 | 1,559,000 | 1,572,000 | 1,591,000 |
| Securities available for sale | 6,823,000 | 6,593,000 | 6,461,000 | 6,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,856,000 | 108,044,000 | 121,046,000 | 117,857,000 |
| Interest-bearing deposits | 84,628,000 | 83,307,000 | 95,556,000 | 92,720,000 |
| Noninterest-bearing deposits | 25,228,000 | 24,737,000 | 25,490,000 | 25,137,000 |
| Equity capital | 12,778,000 | 12,977,000 | 12,941,000 | 16,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,239,000 | 3,403,000 | 4,656,000 |
| Interest expense | 73,000 | 155,000 | 241,000 | 326,000 |
| Net interest income | 1,023,000 | 2,084,000 | 3,162,000 | 4,330,000 |
| Noninterest income | 35,000 | 71,000 | 105,000 | -68,000 |
| Noninterest expense | 939,000 | 1,917,000 | 3,094,000 | 4,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 238,000 | 175,000 | 255,000 |
| Income tax | 0 | 0 | 0 | -3,614,000 |
| Net income | 119,000 | 238,000 | 175,000 | 3,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,847,000 | 13,019,000 | 13,014,000 | 13,113,000 |
| Total capital | 14,063,000 | 14,269,000 | 14,326,000 | 14,479,000 |
| Risk-weighted assets | 97,027,000 | 99,720,000 | 104,666,000 | 107,583,000 |