Call reports 2014
TRI-VALLEY BANK — 2014
What TRI-VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,222,000 | 101,667,000 | 99,661,000 | 95,317,000 |
| Total loans | 72,055,000 | 72,844,000 | 75,136,000 | 76,146,000 |
| Allowance for loan losses | 1,408,000 | 1,417,000 | 1,423,000 | 1,430,000 |
| Securities available for sale | 14,599,000 | 14,105,000 | 11,523,000 | 8,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,649,000 | 88,072,000 | 87,136,000 | 82,265,000 |
| Interest-bearing deposits | 68,707,000 | 67,803,000 | 66,288,000 | 62,621,000 |
| Noninterest-bearing deposits | 19,942,000 | 20,269,000 | 20,848,000 | 19,644,000 |
| Equity capital | 7,894,000 | 7,877,000 | 7,796,000 | 9,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,747,000 | 2,645,000 | 3,538,000 |
| Interest expense | 61,000 | 124,000 | 184,000 | 244,000 |
| Net interest income | 801,000 | 1,623,000 | 2,461,000 | 3,294,000 |
| Noninterest income | -27,000 | -66,000 | 49,000 | 222,000 |
| Noninterest expense | 951,000 | 1,910,000 | 2,871,000 | 3,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -177,000 | -293,000 | -283,000 | -241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -177,000 | -293,000 | -283,000 | -241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,975,000 | 7,971,000 | 7,910,000 | 9,499,000 |
| Total capital | 8,915,000 | 8,870,000 | 8,828,000 | 10,425,000 |
| Risk-weighted assets | 74,709,000 | 71,343,000 | 72,875,000 | 73,566,000 |