Call reports 2011
TRI-VALLEY BANK — 2011
What TRI-VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,713,000 | 80,177,000 | 81,710,000 | 77,614,000 |
| Total loans | 55,953,000 | 52,145,000 | 52,121,000 | 50,035,000 |
| Allowance for loan losses | 2,764,000 | 2,408,000 | 2,311,000 | 1,932,000 |
| Securities available for sale | 4,571,000 | 5,392,000 | 5,103,000 | 5,870,000 |
| Securities held to maturity | 430,000 | 323,000 | 147,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,719,000 | 68,075,000 | 66,030,000 | 66,603,000 |
| Interest-bearing deposits | 43,221,000 | 54,300,000 | 50,666,000 | 51,789,000 |
| Noninterest-bearing deposits | 14,499,000 | 13,775,000 | 15,364,000 | 14,814,000 |
| Equity capital | 4,822,000 | 4,449,000 | 8,029,000 | 7,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,484,000 | 2,147,000 | 2,763,000 |
| Interest expense | 116,000 | 227,000 | 342,000 | 447,000 |
| Net interest income | 676,000 | 1,257,000 | 1,805,000 | 2,316,000 |
| Noninterest income | 45,000 | 84,000 | 170,000 | 134,000 |
| Noninterest expense | 904,000 | 1,942,000 | 3,013,000 | 4,252,000 |
| Provision for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | -323,000 | -741,000 | -1,178,000 | -1,942,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -324,000 | -742,000 | -1,179,000 | -1,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,342,000 | 7,872,000 | 7,169,000 |
| Total capital | 5,549,000 | 5,098,000 | 8,590,000 | 7,851,000 |
| Risk-weighted assets | 61,660,000 | 58,416,000 | 55,743,000 | 53,675,000 |