Call reports 2005
TRI-VALLEY BANK — 2005
What TRI-VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 20,709,000 | 29,528,000 |
| Total loans | 0 | 6,192,000 |
| Allowance for loan losses | 0 | 93,000 |
| Securities available for sale | 5,971,000 | 5,057,000 |
| Securities held to maturity | 0 | 974,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,682,000 | 13,559,000 |
| Interest-bearing deposits | 1,612,000 | 10,798,000 |
| Noninterest-bearing deposits | 70,000 | 2,761,000 |
| Equity capital | 16,725,000 | 15,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 154,000 | 425,000 |
| Interest expense | 0 | 53,000 |
| Net interest income | 154,000 | 372,000 |
| Noninterest income | 0 | 4,000 |
| Noninterest expense | 1,041,000 | 1,959,000 |
| Provision for loan losses | 0 | 93,000 |
| Pretax income | -887,000 | -1,676,000 |
| Income tax | 0 | 0 |
| Net income | -887,000 | -1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 16,726,000 | 15,875,000 |
| Total capital | 16,726,000 | 16,032,000 |
| Risk-weighted assets | 4,578,000 | 12,568,000 |