Call reports 2016
PRAIRIE MOUNTAIN BANK — 2016
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,843,000 | 86,983,000 | 88,533,000 | 90,290,000 |
| Total loans | 64,586,000 | 66,563,000 | 61,607,000 | 62,864,000 |
| Allowance for loan losses | 1,249,000 | 1,309,000 | 1,346,000 | 1,451,000 |
| Securities available for sale | 1,409,000 | 854,000 | 318,000 | 2,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,764,000 | 77,832,000 | 79,451,000 | 81,044,000 |
| Interest-bearing deposits | 63,904,000 | 63,942,000 | 61,902,000 | 64,587,000 |
| Noninterest-bearing deposits | 13,860,000 | 13,890,000 | 17,549,000 | 16,457,000 |
| Equity capital | 7,432,000 | 7,605,000 | 7,845,000 | 8,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,005,000 | 3,004,000 | 3,971,000 |
| Interest expense | 91,000 | 183,000 | 265,000 | 341,000 |
| Net interest income | 923,000 | 1,822,000 | 2,739,000 | 3,630,000 |
| Noninterest income | 102,000 | 321,000 | 604,000 | 783,000 |
| Noninterest expense | 769,000 | 1,529,000 | 2,290,000 | 3,013,000 |
| Provision for loan losses | 0 | 60,000 | 105,000 | 105,000 |
| Pretax income | 255,000 | 553,000 | 947,000 | 1,294,000 |
| Income tax | 72,000 | 197,000 | 351,000 | 490,000 |
| Net income | 183,000 | 356,000 | 596,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,425,000 | 7,598,000 | 7,838,000 | 8,047,000 |
| Total capital | 8,246,000 | 8,412,000 | 8,606,000 | 8,835,000 |
| Risk-weighted assets | 65,283,000 | 64,661,000 | 60,900,000 | 62,384,000 |