Call reports 2015
PRAIRIE MOUNTAIN BANK — 2015
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,421,000 | 82,096,000 | 86,085,000 | 86,402,000 |
| Total loans | 58,597,000 | 60,403,000 | 65,614,000 | 62,873,000 |
| Allowance for loan losses | 1,358,000 | 1,358,000 | 1,358,000 | 1,249,000 |
| Securities available for sale | 2,467,000 | 2,139,000 | 2,135,000 | 2,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,543,000 | 72,127,000 | 75,489,000 | 77,371,000 |
| Interest-bearing deposits | 56,238,000 | 58,560,000 | 61,694,000 | 63,628,000 |
| Noninterest-bearing deposits | 14,305,000 | 13,567,000 | 13,795,000 | 13,743,000 |
| Equity capital | 8,333,000 | 8,532,000 | 8,781,000 | 7,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,906,000 | 2,967,000 | 3,943,000 |
| Interest expense | 68,000 | 140,000 | 218,000 | 303,000 |
| Net interest income | 869,000 | 1,766,000 | 2,749,000 | 3,640,000 |
| Noninterest income | 93,000 | 279,000 | 503,000 | 689,000 |
| Noninterest expense | 744,000 | 1,476,000 | 2,290,000 | 3,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,776,000 |
| Pretax income | 218,000 | 568,000 | 957,000 | -1,527,000 |
| Income tax | 86,000 | 223,000 | 375,000 | -580,000 |
| Net income | 132,000 | 345,000 | 582,000 | -947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,321,000 | 8,534,000 | 8,771,000 | 7,242,000 |
| Total capital | 9,114,000 | 9,338,000 | 9,641,000 | 8,065,000 |
| Risk-weighted assets | 62,883,000 | 63,754,000 | 69,098,000 | 65,412,000 |