Call reports 2014
PRAIRIE MOUNTAIN BANK — 2014
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 72,354,000 | 73,839,000 | 75,604,000 | 76,612,000 |
| Total loans | 50,300,000 | 53,689,000 | 53,811,000 | 55,994,000 |
| Allowance for loan losses | 1,382,000 | 1,382,000 | 1,386,000 | 1,366,000 |
| Securities available for sale | 3,532,000 | 3,348,000 | 3,001,000 | 2,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,194,000 | 64,571,000 | 65,908,000 | 66,954,000 |
| Interest-bearing deposits | 52,709,000 | 53,940,000 | 51,425,000 | 53,513,000 |
| Noninterest-bearing deposits | 10,485,000 | 10,631,000 | 14,483,000 | 13,441,000 |
| Equity capital | 7,467,000 | 7,651,000 | 7,933,000 | 8,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,713,000 | 2,616,000 | 3,574,000 |
| Interest expense | 72,000 | 143,000 | 214,000 | 287,000 |
| Net interest income | 760,000 | 1,570,000 | 2,402,000 | 3,287,000 |
| Noninterest income | 143,000 | 340,000 | 634,000 | 832,000 |
| Noninterest expense | 723,000 | 1,451,000 | 2,117,000 | 2,818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 460,000 | 920,000 | 1,301,000 |
| Income tax | 72,000 | 182,000 | 362,000 | 511,000 |
| Net income | 109,000 | 278,000 | 558,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,508,000 | 7,677,000 | 7,957,000 | 8,189,000 |
| Total capital | 8,182,000 | 8,390,000 | 8,678,000 | 8,937,000 |
| Risk-weighted assets | 53,227,000 | 56,351,000 | 57,004,000 | 59,234,000 |