Call reports 2013
PRAIRIE MOUNTAIN BANK — 2013
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,573,000 | 71,264,000 | 73,767,000 | 72,943,000 |
| Total loans | 49,997,000 | 49,050,000 | 50,296,000 | 49,345,000 |
| Allowance for loan losses | 1,382,000 | 1,382,000 | 1,382,000 | 1,382,000 |
| Securities available for sale | 3,244,000 | 3,564,000 | 3,734,000 | 3,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,827,000 | 62,500,000 | 64,871,000 | 64,034,000 |
| Interest-bearing deposits | 55,641,000 | 53,575,000 | 53,449,000 | 52,699,000 |
| Noninterest-bearing deposits | 9,186,000 | 8,925,000 | 11,422,000 | 11,335,000 |
| Equity capital | 7,069,000 | 7,136,000 | 7,253,000 | 7,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,689,000 | 2,534,000 | 3,382,000 |
| Interest expense | 94,000 | 185,000 | 275,000 | 356,000 |
| Net interest income | 734,000 | 1,504,000 | 2,259,000 | 3,026,000 |
| Noninterest income | 230,000 | 404,000 | 602,000 | 761,000 |
| Noninterest expense | 774,000 | 1,508,000 | 2,276,000 | 3,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 400,000 | 585,000 | 752,000 |
| Income tax | 75,000 | 159,000 | 232,000 | 299,000 |
| Net income | 115,000 | 241,000 | 353,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,062,000 | 7,188,000 | 7,299,000 | 7,399,000 |
| Total capital | 7,734,000 | 7,858,000 | 7,990,000 | 8,063,000 |
| Risk-weighted assets | 53,015,000 | 52,867,000 | 54,549,000 | 52,362,000 |