Call reports 2012
PRAIRIE MOUNTAIN BANK — 2012
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,008,000 | 68,354,000 | 69,719,000 | 70,157,000 |
| Total loans | 56,633,000 | 55,314,000 | 54,459,000 | 51,384,000 |
| Allowance for loan losses | 1,283,000 | 1,231,000 | 1,306,000 | 1,382,000 |
| Securities available for sale | 1,765,000 | 1,490,000 | 1,525,000 | 2,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,788,000 | 60,214,000 | 61,420,000 | 61,805,000 |
| Interest-bearing deposits | 54,048,000 | 52,551,000 | 51,552,000 | 52,001,000 |
| Noninterest-bearing deposits | 8,740,000 | 7,663,000 | 9,868,000 | 9,804,000 |
| Equity capital | 6,583,000 | 6,711,000 | 6,877,000 | 6,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,086,000 | 3,019,000 | 3,890,000 |
| Interest expense | 116,000 | 225,000 | 324,000 | 415,000 |
| Net interest income | 1,026,000 | 1,861,000 | 2,695,000 | 3,475,000 |
| Noninterest income | 167,000 | 370,000 | 585,000 | 651,000 |
| Noninterest expense | 694,000 | 1,404,000 | 2,140,000 | 2,866,000 |
| Provision for loan losses | 170,000 | 273,000 | 348,000 | 348,000 |
| Pretax income | 329,000 | 555,000 | 793,000 | 910,000 |
| Income tax | 135,000 | 223,000 | 318,000 | 368,000 |
| Net income | 194,000 | 332,000 | 475,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,599,000 | 6,736,000 | 6,879,000 | 6,946,000 |
| Total capital | 7,344,000 | 7,464,000 | 7,600,000 | 7,624,000 |
| Risk-weighted assets | 59,063,000 | 57,759,000 | 57,098,000 | 53,517,000 |