Call reports 2011
PRAIRIE MOUNTAIN BANK — 2011
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,174,000 | 70,260,000 | 69,335,000 | 68,982,000 |
| Total loans | 53,168,000 | 56,703,000 | 57,038,000 | 57,137,000 |
| Allowance for loan losses | 1,004,000 | 1,080,000 | 1,144,000 | 1,204,000 |
| Securities available for sale | 3,209,000 | 2,509,000 | 1,717,000 | 1,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,864,000 | 63,295,000 | 62,220,000 | 61,491,000 |
| Interest-bearing deposits | 52,636,000 | 55,920,000 | 54,296,000 | 53,014,000 |
| Noninterest-bearing deposits | 7,228,000 | 7,375,000 | 7,924,000 | 8,477,000 |
| Equity capital | 6,096,000 | 6,052,000 | 6,193,000 | 6,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,891,000 | 2,872,000 | 3,850,000 |
| Interest expense | 128,000 | 243,000 | 370,000 | 489,000 |
| Net interest income | 810,000 | 1,648,000 | 2,502,000 | 3,361,000 |
| Noninterest income | 139,000 | 277,000 | 426,000 | 626,000 |
| Noninterest expense | 674,000 | 1,316,000 | 1,973,000 | 2,678,000 |
| Provision for loan losses | 20,000 | 95,000 | 165,000 | 216,000 |
| Pretax income | 260,000 | 522,000 | 808,000 | 1,112,000 |
| Income tax | 110,000 | 214,000 | 326,000 | 445,000 |
| Net income | 150,000 | 308,000 | 482,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,127,000 | 6,046,000 | 6,220,000 | 6,405,000 |
| Total capital | 6,823,000 | 6,771,000 | 6,946,000 | 7,137,000 |
| Risk-weighted assets | 55,398,000 | 57,619,000 | 57,656,000 | 58,127,000 |