Call reports 2010
PRAIRIE MOUNTAIN BANK — 2010
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,917,000 | 66,276,000 | 66,406,000 | 66,794,000 |
| Total loans | 49,520,000 | 51,038,000 | 51,427,000 | 52,701,000 |
| Allowance for loan losses | 703,000 | 780,000 | 858,000 | 988,000 |
| Securities available for sale | 6,902,000 | 6,831,000 | 5,855,000 | 3,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,566,000 | 59,771,000 | 59,812,000 | 60,735,000 |
| Interest-bearing deposits | 53,525,000 | 54,512,000 | 54,065,000 | 53,843,000 |
| Noninterest-bearing deposits | 6,041,000 | 5,259,000 | 5,747,000 | 6,892,000 |
| Equity capital | 6,244,000 | 6,333,000 | 6,435,000 | 5,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,978,000 | 2,895,000 | 3,840,000 |
| Interest expense | 250,000 | 500,000 | 735,000 | 921,000 |
| Net interest income | 742,000 | 1,478,000 | 2,160,000 | 2,919,000 |
| Noninterest income | 117,000 | 283,000 | 516,000 | 747,000 |
| Noninterest expense | 700,000 | 1,364,000 | 2,006,000 | 2,684,000 |
| Provision for loan losses | 75,000 | 150,000 | 260,000 | 410,000 |
| Pretax income | 84,000 | 247,000 | 411,000 | 574,000 |
| Income tax | 0 | 116,000 | 163,000 | 225,000 |
| Net income | 84,000 | 131,000 | 248,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,260,000 | 6,292,000 | 6,410,000 | 5,986,000 |
| Total capital | 6,923,000 | 6,961,000 | 7,088,000 | 6,667,000 |
| Risk-weighted assets | 53,010,000 | 53,448,000 | 54,042,000 | 54,147,000 |