Call reports 2009
PRAIRIE MOUNTAIN BANK — 2009
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,447,000 | 63,074,000 | 62,183,000 | 65,344,000 |
| Total loans | 49,585,000 | 49,694,000 | 50,014,000 | 49,592,000 |
| Allowance for loan losses | 617,000 | 570,000 | 629,000 | 733,000 |
| Securities available for sale | 1,897,000 | 1,237,000 | 1,535,000 | 4,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,595,000 | 56,811,000 | 55,759,000 | 59,032,000 |
| Interest-bearing deposits | 52,316,000 | 50,137,000 | 49,243,000 | 52,367,000 |
| Noninterest-bearing deposits | 6,279,000 | 6,674,000 | 6,516,000 | 6,665,000 |
| Equity capital | 5,983,000 | 6,118,000 | 6,258,000 | 6,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,994,000 | 3,033,000 | 4,019,000 |
| Interest expense | 339,000 | 654,000 | 951,000 | 1,212,000 |
| Net interest income | 648,000 | 1,340,000 | 2,082,000 | 2,807,000 |
| Noninterest income | 161,000 | 363,000 | 542,000 | 662,000 |
| Noninterest expense | 601,000 | 1,242,000 | 1,897,000 | 2,564,000 |
| Provision for loan losses | 0 | 25,000 | 110,000 | 230,000 |
| Pretax income | 208,000 | 436,000 | 617,000 | 675,000 |
| Income tax | 78,000 | 174,000 | 208,000 | 266,000 |
| Net income | 130,000 | 262,000 | 409,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,968,000 | 6,099,000 | 6,247,000 | 6,237,000 |
| Total capital | 6,585,000 | 6,669,000 | 6,876,000 | 6,905,000 |
| Risk-weighted assets | 53,798,000 | 52,570,000 | 53,370,000 | 53,345,000 |