Call reports 2008
PRAIRIE MOUNTAIN BANK — 2008
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,468,000 | 63,770,000 | 62,213,000 | 63,829,000 |
| Total loans | 48,394,000 | 48,259,000 | 47,872,000 | 49,342,000 |
| Allowance for loan losses | 597,000 | 615,000 | 623,000 | 607,000 |
| Securities available for sale | 1,694,000 | 2,850,000 | 1,441,000 | 2,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,099,000 | 57,792,000 | 55,549,000 | 57,683,000 |
| Interest-bearing deposits | 52,343,000 | 51,728,000 | 50,141,000 | 51,300,000 |
| Noninterest-bearing deposits | 4,756,000 | 6,064,000 | 5,408,000 | 6,383,000 |
| Equity capital | 5,698,000 | 5,827,000 | 5,898,000 | 5,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,155,000 | 3,209,000 | 4,238,000 |
| Interest expense | 611,000 | 1,140,000 | 1,582,000 | 1,989,000 |
| Net interest income | 487,000 | 1,015,000 | 1,627,000 | 2,249,000 |
| Noninterest income | 155,000 | 367,000 | 561,000 | 718,000 |
| Noninterest expense | 463,000 | 929,000 | 1,468,000 | 2,072,000 |
| Provision for loan losses | 19,000 | 36,000 | 52,000 | 52,000 |
| Pretax income | 180,000 | 437,000 | 694,000 | 869,000 |
| Income tax | 0 | 152,000 | 240,000 | 339,000 |
| Net income | 180,000 | 285,000 | 454,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,687,000 | 5,830,000 | 5,898,000 | 5,974,000 |
| Total capital | 6,284,000 | 6,445,000 | 6,521,000 | 6,582,000 |
| Risk-weighted assets | 51,905,000 | 50,033,000 | 50,826,000 | 51,931,000 |