Call reports 2007
PRAIRIE MOUNTAIN BANK — 2007
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,489,000 | 60,433,000 | 64,260,000 | 67,543,000 |
| Total loans | 47,067,000 | 48,638,000 | 49,696,000 | 47,791,000 |
| Allowance for loan losses | 523,000 | 545,000 | 550,000 | 589,000 |
| Securities available for sale | 5,095,000 | 4,344,000 | 3,728,000 | 3,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,853,000 | 54,950,000 | 58,634,000 | 61,837,000 |
| Interest-bearing deposits | 50,378,000 | 50,877,000 | 54,416,000 | 56,900,000 |
| Noninterest-bearing deposits | 3,475,000 | 4,073,000 | 4,218,000 | 4,937,000 |
| Equity capital | 5,222,000 | 5,292,000 | 5,417,000 | 5,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,064,000 | 3,156,000 | 4,323,000 |
| Interest expense | 595,000 | 1,182,000 | 1,795,000 | 2,437,000 |
| Net interest income | 417,000 | 882,000 | 1,361,000 | 1,886,000 |
| Noninterest income | 45,000 | 76,000 | 124,000 | 174,000 |
| Noninterest expense | 355,000 | 739,000 | 1,155,000 | 1,571,000 |
| Provision for loan losses | 29,000 | 58,000 | 68,000 | 121,000 |
| Pretax income | 78,000 | 161,000 | 263,000 | 369,000 |
| Income tax | 0 | 0 | 0 | -42,000 |
| Net income | 78,000 | 161,000 | 263,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,229,000 | 5,311,000 | 5,413,000 | 5,522,000 |
| Total capital | 5,752,000 | 5,857,000 | 5,963,000 | 6,111,000 |
| Risk-weighted assets | 48,455,000 | 50,836,000 | 53,321,000 | 52,367,000 |